@article{Jaramillo Jaramillo_2015, title={Editorial}, volume={24}, url={https://revistas.javeriana.edu.co/index.php/iberoseguros/article/view/17222}, number={42}, journal={Revista Ibero-Latinoamericana de seguros}, author={Jaramillo Jaramillo, Carlos Ignacio}, year={2015}, month={jun.} }