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Abstract
El principal objetivo de este artículo es analizar el verdadero alcance de la definiciónde consumidor financiero introducida por la Ley 1328 de 2009, conocida comúnmentecomo la Reforma Financiera. Para la mayoría de las personas, la voluntad dellegislador en la mencionada ley fue clara, incluso conveniente, lo que excluiría lanecesidad de una revisión de la definición. Pero, sinceramente, no compartimos enlo absoluto tal opinión, puesto que a nuestro modo de ver, el querer legislativo no esdel todo claro, haciéndose necesario auscultar y desentrañar su verdadero contenido.En ese orden de ideas, explicaremos la manera en que debe entenderse la definiciónlegal de consumidor; para así, y con base en lo anterior, pasar a indagar su alcanceen tratándose del contrato de seguro.This journal is registered under a Creative Commons Attribution 4.0 International Public License. Thus, this work may be reproduced, distributed, and publicly shared in digital format, as long as the names of the authors and Pontificia Universidad Javeriana are acknowledged. Others are allowed to quote, adapt, transform, auto-archive, republish, and create based on this material, for any purpose (even commercial ones), provided the authorship is duly acknowledged, a link to the original work is provided, and it is specified if changes have been made. Pontificia Universidad Javeriana does not hold the rights of published works and the authors are solely responsible for the contents of their works; they keep the moral, intellectual, privacy, and publicity rights.
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