Keywords
force majeure
insurance contract
insurance principles
pandemic
How to Cite
Abstract
What implications can the current global health situation -COVID-19- have on general insurance principles as we know them to date? Are we facing a situation so extraordinary, so atypical that it is worth considering the possibility of reinterpreting the principles and obligations emerging from insurance contracts? Well, I do NOT consider that the world health situation caused by the current epidemic has the characteristics of unpredictability and exceptionality necessary to alter the application of traditional insurance principles. Nor do I find justice in the fact of enabling exceptions or reinterpretations of the policies as proposed by The Theory of Unpredictability, or supported by arguments that resort to the Force Majeure, Fortuitous Case or Risk Aggravation.
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