Civil Liability Derived from the use of Artificial Intelligence and its Insurance

Abstract

This study begins by exposing the reciprocal increase in civil liability derived from the use of artificial intelligence and its insurance and the typical patrimonial risks derived from the use of artificial intelligence. In its second part, it examines the different aspects of civil liability derived from the use of artificial intelligence: its assumptions and principles based on the Proposal for a Regulation of the European Parliament and of the Council on civil liability for the operation of systems of artificial intelligence and the necessary requirements to claim civil liability derived from the use of artificial intelligence. In its third part, the study analyzes the assurance of civil liability of the operators of artificial intelligence systems, exposing their characteristics, the parties to the insurance contract, the substantial delimitation of the risk covered by reference to artificial intelligence systems and other aspects relevant. The study ends up offering the conclusions that are deduced from its content