Abstract
This paper explores the Sustainable Development Goal 3 (SDG3) on ensuring healthy lives and promoting well-being for all people, based on the transformative potential of new technologies and innovation in the realm of life and health insurance.
Through an interdisciplinary approach, this paper explores the synergies between SDG3, legal design, and new technologies, highlighting their potential to revolutionize the life and health insurance industry. In this sense, the insurance industry can play a pivotal role in advancing SDG3 and improving the overall well-being of individuals and communities worldwide.
Beam, A. et al. (2023). Artificial Intelligence in Medicine, The New England Journal of Medicine 388, 1220-1221. https://www.nejm.org/doi/full/10.1056/NEJMe2206291.
Clusmann, J., Kolbinger, F.R., Muti, H.S. et al. (2023). The future landscape of large language models in medicine. Communications Medicine 3, 141. https://doi.org/10.1038/s43856-023-00370-1.
Chin, H., Marasini, D.P. & Lee, D. (2023). Digital transformation trends in service industries. Service Business 17, 11–36. https://doi.org/10.1007/s11628-022-00516-6.
Digiorgio, A., Ehrenfeld, J.M. (2023). Artificial Intelligence in Medicine & ChatGPT: De-Tether the Physician. Journal of Medical Systems 47, 32. https://doi.org/10.1007/s10916-023-01926-3.
Gulshan V., Peng L., Coram M., Stumpe MC., Wu D., Narayanaswamy A., et al. (2016). Development and validation of a deep learning algorithm for detection of diabetic retinopathy in retinal fundus photographs. JAMA—Journal of the American Medical Association. 316(22):2402–2410.
Hagan, M., Miso, K. (2017). Design for Dignity and Procedural Justice. Advances in Intelligent Systems and Computing, Proceedings of the Applied Human Factors and Ergonomics International Conference. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2994354.
Harding, Forrest E. (1967). The Standard Automobile Insurance Policy: A Study of Its Readability. The Journal of Risk and Insurance, vol. 34, no. 1, pp. 39–45. JSTOR, https://doi.org/10.2307/251015.
Junginger, Sabine. (2013). Design and Innovation in the Public Sector: Matters of Design in Policymaking and Policy Implementation. Annual Review of Policy Design. 1.
Minor, L. (2020), Virtual, equitable, and precise: The dean of Stanford’s medical school talks about what healthcare could be. https://www.mckinsey.com/industries/social-sector/our-insights/virtual-equitable-and-precise-the-dean-of-stanfords-medical-school-talks-about-whathealthcare-could-be.
SILVA, A. (2023). Legal Design e Seguros: Impacto Real e Duradouro. In: Calaza, T; Faleiros Júnior, JLM (coords.). Legal Design: teoria e prática, Vol. 1, 2 ed. Indaiatuba: Editora Foco Jurídico Ltda., pp. 285-301.
_____. (2022). Legal Design y seguros: todo son ventajas. In: Tafur, K.; Martins Júnior, M. (coords.). Legal Design: la clave para disrumpir la profesión legal, los negocios y el sector público, Vol. 1, 1 ed. Navarra: Thomson Reuters Aranzadi, pp. 45-61.
_____. (2021). Legal Design and Insurance: A Win-Win Case of Disruption in Financial Services. Law Practice Today – Finance Issue, Agosto 2021. https://www.lawpracticetoday.org/article/legal-design-and-insurance-a-win-win-case-of-disruption-in-financial-services/.
OUMA, P. et al. (2018), Access to emergency hospital care provided by the public sector in sub-Saharan Africa in 2015: a geocoded inventory and spatial analysis, Lancet Glob Health 2018; 6: e342–50. https://www.thelancet.com/journals/langlo/article/PIIS2214-109X(17)30488-6/fulltext.
UNITED NATIONS DEVELOPMENT PROGRAMME – UNDP (2022). Insurance And Telemedicine In Africa Report. https://irff.undp.org/sites/default/files/2022-10/insurance-and-telemedicine-in-africa-moonshot.pdf
US DEPARTAMENT OF STATE - DOS. “Artificial Intelligence for Accelerating Progress on the Sustainable Development Goals: Addressing Society’s Greatest Challenges.” YouTube. Available at: https://www.youtube.com/watch?v=CFIIbXPVl90&t=867s.
Widner, K., Virmani, S., Krause, J. et al. (2023). Lessons learned from translating AI from development to deployment in healthcare. Nature Medicine 29, 1304–1306. https://doi.org/10.1038/s41591-023-02293-9.
World Health Organization, Global strategy on digital health 2020-2025 (2021). https://www.who.int/docs/default-source/documents/gs4dhdaa2a9f352b0445bafbc79ca799dce4d.pdf.
World Health Organization, Tracking Universal Health Coverage: 2023 Global monitoring report (2023). https://www.who.int/publications/i/item/9789240080379.
This journal is registered under a Creative Commons Attribution 4.0 International Public License. Thus, this work may be reproduced, distributed, and publicly shared in digital format, as long as the names of the authors and Pontificia Universidad Javeriana are acknowledged. Others are allowed to quote, adapt, transform, auto-archive, republish, and create based on this material, for any purpose (even commercial ones), provided the authorship is duly acknowledged, a link to the original work is provided, and it is specified if changes have been made. Pontificia Universidad Javeriana does not hold the rights of published works and the authors are solely responsible for the contents of their works; they keep the moral, intellectual, privacy, and publicity rights.
Approving the intervention of the work (review, copy-editing, translation, layout) and the following outreach, are granted through an use license and not through an assignment of rights. This means the journal and Pontificia Universidad Javeriana cannot be held responsible for any ethical malpractice by the authors. As a consequence of the protection granted by the use license, the journal is not required to publish recantations or modify information already published, unless the errata stems from the editorial management process. Publishing contents in this journal does not generate royalties for contributors.