Vol. 33 No. 60 (2024), Sección Doctrinal
Vol. 33 No. 60 (2024)

Prescription in Insurance Contracts: Special Analysis of Prescription Applicable to the Insured and the Victim in Their Capacity as Beneficiary of Liability Insurance

Sección Doctrinal
Published 2024-05-09
Daniel Felipe Duque Quiceno
Tamayo Jaramillo y Asociados
https://orcid.org/0009-0003-5658-472X
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Keywords

Prescription
Civil liability insurance
Objective criteria
Subjective criteria
Modernization of the Commercial Code

How to Cite

Prescription in Insurance Contracts: Special Analysis of Prescription Applicable to the Insured and the Victim in Their Capacity as Beneficiary of Liability Insurance. (2024). Revista Ibero-Latinoamericana De Seguros, 33(60), 85-98. https://doi.org/10.11144/Javeriana.ris60.pcse
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Abstract

Countless discussions have arisen in the study of Article 1131 of the Commercial Code regarding the prescription of rights held by victims as beneficiaries of insurance. Jurisprudence has opted to present a theory suggesting that, by referring to Article 1081 of this statute, only extraordinary prescription is applicable in these cases, raising several concerns such as those mentioned below: Is this interpretation valid? Does this interpretation affect the prescription of the rights of the insured? How should the Commercial Code be modernized to settle this discussion?

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Código de Comercio. Artículos 1080 y 11331.

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This work is licensed under a Creative Commons Attribution 4.0 International License.