Algunos aspectos relacionados con el seguro de responsabilidad civil para directores y administradores- D&O, en Colombia
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In Colombia there’re some controversies related to the civil liability insurance policy for directors and managers (D&O Insurance) which often tackle some punctual aspects related to this type of insurance. Without the purpose of exhausting this matter, this brief article seeks to point out some of these aspects for subscribers to have information about coverage granted by this type of policies, information that is useful to prevent differences at the time of the loss which can result from lack of accuracy and clarity in the terms and conditions set out in contracts as of their execution.
Without ignoring the fact that the construction/interpretation of any insurance
policy must be performed as a whole, taking into account all provisions integrally, I will tackle three punctual topics related to the liability insurance for directors and managers from the Colombian perspective: the temporary delimitation of the risk, who the insured are under this type of policies and the scope of the insured risk from a causal viewpoint.
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