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Ignacio Esteban Carballo

Martin Kerlleñevich Grandes

Luis Vicente Molouny

Resumen

Este artículo identifica los determinantes socio-económicos y demográficosde la demanda potencial de microcréditos en Argentina utilizando técnicasde estimación tipo Logit con base en una encuesta aleatoria, estratificaday no proporcional realizada sobre 5.700 hogares en 20 sectores urbanos.Se corren dos regresiones, una para la demanda de microcréditos confines productivos y otra para la demanda de microcréditos para mejoraro ampliar la vivienda. Se encuentra que el tipo de empleo, la informalidadlaboral, la edad, el estado civil y la reincidencia en el endeudamiento sonlos determinantes de la probabilidad de solicitar un microcrédito paraambos fines. Futuras investigaciones podrían réplica esta metodologíapara distintos periodos del tiempo con el objeto de brindar robustez anuestros resultados.

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Keywords

microfinanzas, encuesta de la deuda social argentina, determinantes de demanda de microcrédito.

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Cómo citar
Carballo, I., Grandes, M., & Molouny, L. (2016). Determinantes de la demanda potencial de microcrédito en Argentina. Cuadernos De Administración, 29(52), 199-128. https://doi.org/10.11144/Javeriana.cao29-52.cddp
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