Abstract
Today, cyber is characterized as everything related to information technology, especially, but not only, to the Internet. Cyber Risks are now being talked about worldwide, referring to the risks that lurk in cyberspace.
This article offers a non-traditional approach to what can be considered a Cyber Risk, which has to do with the risks that lurk for the consumer-insured, insurance companies and in general, and the possible discrimination and moral affectation that technologies based on artificial intelligence can generate for human beings.
However, not all cyber risks can be insured, and, in this sense, we will conclude which risks can be covered or managed by insurance and which ones cannot.
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